Tag: worksite health

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Employers are Self-Funding to Find Savings in Healthcare

Crowne Consulting Group launches affiliate corporation, Medical Risk Solutions,
to help employers transition to self-funded and to launch worksite health centers.

Sept. 23, 2015 (Ocoee, Fla.) – Various provisions of the Affordable Care Act have swayed employers to opt for self-funding in order to achieve the greatest return from their healthcare investments.

In response to the growing demand for risk management coupled with self-funded plans, the benefits experts at Crowne Consulting Group have launched an affiliate onsite healthcare company, Medical Risk Solutions (www.medicalrisksolutions.com).

Medical Risk Solutions specializes in helping employers to strategically transition from fully insured to self-funded or partially self-funded through its Guaranteed Program with a rate-cap for at least three years.

“Our clients leverage the power of partnerships with one of the nation’s largest stop-loss carriers, providing reinsurance with a guaranteed rate cap,” said Ray Tomlinson, president of both Crowne Consulting Group and Medical Risk Solutions.  “Also, in conjunction with trusted medical partnerships, we remain positioned to help employers implement employee health and wellness centers for reducing the cost of healthcare claims under the more expensive fee-for-service model.”

As a positive, self-insured plans are exempt from medical-loss-ratio requirements and aren’t subject to risk-adjustment.  Onsite healthcare for employees attracts self-funded groups because visits are paid directly by the employer.  No claim is filed.  Group health insurance typically is conducted in a fee-for-services model.  The more physician services, the higher the bill.  With an onsite center, however, the employer controls spending by paying a flat fee and costs without mark-up.

Florida-based Crowne Consulting Group has helped self-funded employers in Florida ranging from 200 to over 8,000 employees to launch onsite healthcare.  Employers have saved millions of dollars in healthcare costs, decreased prescription drug costs, and lowered operational expenditures.

About Crowne Consulting Group, Inc: Crowne Consulting Group, Inc., founded in 1986, consults and provides administrative oversight services for onsite health and wellness centers to employers and is a related company with The Crowne Group, an employee benefits consulting firm specializing in employer solutions and personal lines of insurance.  Crowne’s experts have experience in serving public sector employers such as school boards, city and county government, sheriff offices, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health and wellness centers, as well as risk management and human resources consulting.

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Enhanced Employee Benefits and Onsite Care Bring Lower Healthcare Costs

City of Leesburg’s Employee Wellness Center, operated by Crowne Consulting Group
and CareHere, has had high utilization of medical services and has decreased
employee healthcare costs.
Crowne-Leesburg Press Release-11-14-13

Nov. 14, 2013 (Ocoee, Fla.) – Crowne Consulting Group, an employee benefits consulting firm specializing in onsite health and wellness centers in Florida, reports that the City of Leesburg has saved millions of dollars by adding a worksite health center for employees, retirees, and dependents covered under its healthcare plan.

The City of Leesburg’s Employee Wellness Center saved the city $1.3 million within the first year of opening in January 2011.  The trend continued in 2012 with $459,000 in savings, and this year pushing $600,000 saved dollars back into the general fund.

Dann Herrin, Leesburg’s Assistant Director, Human Services, says these savings will increase because the city has recently added workers’ compensation, triage, and occupational health services through the employee wellness center, which is co-operated by Crowne Consulting Group and Tennessee-based CareHere, LLC.

“I think CareHere’s onsite care model has been outstanding, and the Crowne folks have been a wonderful resource – they’re always there when we need them,” said Herrin.  “At first, I was skeptical if our employees would switch doctors and use the center, but the medical service providers were outstanding at keeping employees very comfortable.”

Approximately 86 percent of the city’s 1100 eligible members eagerly visited the center in the first year for primary care, screenings, and chronic disease management.  A reputation of quality service and no out-of-pocket costs drove utilization up to 96 percent this year.

“It’s a win-win-win,” added Herrin.  “Taxpayers save money, the city can reallocate savings for more resources, and the employees see outstanding financial savings while easily accessing care.”

About Crowne Consulting Group, Inc:
Crowne Consulting Group, Inc., founded in 1986, consults and provides administrative oversight services for onsite health and wellness centers to employers and is a related company with The Crowne Group, an employee benefits consulting firm, specializing in employer solutions and personal lines of insurance.  Crowne’s experts have experience in serving public sector employers such as school boards, city and county government, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health and wellness centers, as well as risk management and human resources consulting.

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For Immediate Release
For additional information, contact:
rtomlinson@crowneinc.com

View/Print this Release in PDF format

How Easier Access to Healthcare Lowers Costs

Crowne Consulting Group reports onsite health centers reduce risks and cut costs.

Jan. 18, 2012 (Ocoee, Fla.) – For a large number of governments and municipalities in Florida, employee health centers are just what the doctor ordered.  Adopting the onsite health model is improving quality of employee healthcare while decreasing costs.

Crowne Consulting Group, Inc. collaborates with Tennessee-based CareHere, LLC to operate 23 employee health and wellness centers throughout Florida.  Ray Tomlinson, president of Crowne Consulting Group, explains why easier access translates to lower costs for employers
and employees:

1)     Worksite health services reduce “time off” and increase incentives to seek medical care.

2)     Employees pay zero copays and no deductibles, preventing delays for financial reasons.

3)     Primary care, labs, free prescriptions and more are fulfilled in a convenient visit.

4)     Disease management and wellness programs ensure chronic diseases are kept in check.

5)     Free health risk assessments (HRAs) and lab work for evaluation of cholesterol, blood sugar, and blood pressure are conducted onsite to uncover or mitigate health risks.

Approximately 96 percent of the City of Ocoee’s more than 300 eligible employees utilized HRAs and wellness programs offered at its health center, helping the city prevent high-dollar claims for chronic diseases including diabetes and congestive heart failure.

Prior to hiring Crowne in April 2008, Ocoee faced annual premium increases of 15-24 percent.  Over 6,800 visits at the Ocoee health center and nearly 1000 more visits at its partner center in the City of Apopka occurred within the first two years, saving the city more than $1 million, including more than a 70 percent decrease in workers’ compensation medical costs.

About Crowne Consulting Group, Inc:

Crowne Consulting Group, Inc., founded in 1986, consults and provides administrative oversight services for onsite health and wellness centers to employers and is a related company with The Crowne Group, an employee benefits consulting firm, specializing in employer solutions and personal lines of insurance.  Crowne’s experts have a cumulative 100 years of experience in serving public sector employers such as school boards, city and county government, as well as private organizations.  The firm’s mission is to bring innovative solutions that meet the fiscal responsibility of employers and maximizes investments.  Solutions include health reimbursement arrangements, self-funded plans, onsite health and wellness centers, as well as risk management and human resources consulting.

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