Cost-Cutting Solutions to Enhance Employee Care

Crowne Consulting Group Defines Three Healthcare Solutions Proven to Save Employers Money.

July 20, 2017 (Ocoee, Fla.) – As the future of healthcare lingers in a national debate, Crowne Consulting Group, Inc. delivers achievable ways for employers to decrease medical expenses while enhancing care for employees.

An employee benefits consulting firm specializing in the operation of onsite health and wellness centers, Crowne Consulting Group has helped employers ranging from 170 to over 8,000 employees. HR departments and administrators have trusted Crowne’s experts to save millions of dollars in healthcare budgets by implementing three key solutions.

  1. Self-Funding: Employers self-fund to achieve the greatest return from their healthcare investments. Success is achieved by strategically transitioning from fully insured to self-funded or partially self-funded through a guaranteed program with a rate-cap for at least three years. Private organizations, school districts, cities, counties, and sheriff offices have worked with Crowne’s experts and affiliates to control expenses through self-funding.
  1. Onsite Healthcare: Implementing onsite or near-site employee health and wellness centers has helped reduce the cost of healthcare claims 30% to 70% less than what employers were paying under a fee-for-service model. Employers control costs, while employees, retirees, and dependents enjoy cost-free access to primary care, clinic services, chronic care, screenings, lab work, X-rays, EKG, generic prescriptions, and wellness programs.
  1. Disease Management: Employers flatten cost-trends and reduce expenses by assessing risks early and having a healthier, more productive workforce. Free screenings and workplace wellness programs enhance care for plan members and help employers prevent high-dollar claims by mitigating risks associated with chronic diseases.

“Regardless of politics and health reform, America’s budget-minded employers can access today’s most effective cost-containment solutions – from self-funding, to onsite care, to specialty pharmacy programs,” said Ray Tomlinson, president of Crowne Consulting Group.

About Crowne Consulting Group:  Crowne Consulting Group, Inc., founded in 1986, provides administrative oversight services for worksite health and wellness centers and is a related company with The Crowne Group, an employee benefits consulting firm specializing in employer solutions and personal lines of insurance.  Crowne serves public sector employers such as school boards, city and county government, sheriff offices, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health centers, as well as risk management and human resources consulting.  Call 321-221-0665 for more information.

Onsite and In Demand:
Helping Large and Small Employers to Lower Health Costs

With the various provisions in the Affordable Care Act and opt-out-only requirements for employee health coverage, it’s clear that Healthcare Reform will push many smaller employers to opt for self-funding.

As a positive, self-insured plans are exempt from medical loss ratio requirements and aren’t subject to risk-adjustment.

Onsite healthcare for employees attracts self-funded groups because visits are paid directly by the employer.  No claim is filed.  Group health insurance typically is conducted in a fee-for-services model.  The more physician services, the higher the bill.  With an onsite health center, however, the employer controls spending by paying a flat fee and pass-through costs without any markup.

Employers can stick with their current healthcare plan and benefits provider.  The only difference is that the employees now have the option to handle medical appointments and wellness visits at the worksite rather than at more costly outside providers.  As a result, the costs for operating an onsite health center are 30-70 percent less than paying for a fee-for-service model.

Dozens of onsite health centers popping up across Florida have succeeded with the help of Crowne Consulting Group, Inc. , which partners with Tennessee-based CareHere to handle administration and operations of the onsite health center.

While many private companies have opened their onsite health centers, public entities including cities, counties, and school districts, have led the charge in recent years.

Importantly, the Crowne-CareHere model is completely scalable, which means it can work for employers from small to large.  Crowne Consulting Group has helped self-funded employers in Florida ranging from 175 employees to 8,500 employees.  Employers have managed to save millions of dollars in healthcare costs and decrease their prescription drug expenditures.

See video about Onsite Care Sweeping Florida

What’s more is that it’s not just the employer seeing the savings – the employees are also reaping the benefits.  Employee utilization remains high because employee health centers offer on-demand medical service for employees, their dependents, and the retiree population for no out-of-pocket costs.