- Does not replace your current health plan
An on-site or nearby health center will work alongside with any plan design and is not mandatory. It simply compliments the existing health plan, providing a zero-cost option for the eligible employees and their dependents. Some employers may choose to increase steerage by adjusting co-pays or deductibles within their existing health plan.
- Liability is mitigated with use of third-party model
Because these services will be performed by a contracted third-party administrator and not company employees, medical services are provided at arm’s length, similar to what they are now with health plans. Furthermore, hold harmless agreements are in place and malpractice coverage is required to be carried by medical staff, not the employer.
- Will work for multi-site organizations
An on-site health center can be strategically located within an existing facility in close proximity to the majority of the employees and dependents. By reaching as few as 25% of the members, significant savings can be realized.
- You can afford to offer an on-site or nearby health center
An on-site or nearby health center can provide occupational, primary care, and Rx at a lower price point than what employers are currently paying through insurance plans. By shifting the delivery of a portion of these services to the health center and avoiding claims being processed through the insurance program for these expenses, there will be a reduction to the claims experience. As a result, the overall cost to implement an on-site or nearby health center is usually included in already allocated healthcare and occupational budgets, so it is just a matter of shifting budgeted dollars.
- Limited administrative involvement required
This strategy is offered as a turnkey operation for employers, which minimizes the impact on staff. The health center administrator handles the recruitment and management of the medical staff, the ordering of supplies, disease management, wellness initiatives, as well as all other operational requirements of the health center.
- Most medium and large employers should consider a health center
The health and wellness center strategy is completely customizable. The hours and staffing levels may be scaled down to efficiently serve populations as small as a couple hundred employees and robust enough to serve several thousand.
- Improves recruiting and retention
In a world of passing on increased healthcare costs to employees, on-site or near-site medical services allow employers to provide primary and occupational care services at no out-of-pocket cost to your employees, dependents, and retirees, while giving employers a competitive edge by increasing benefits and saving money.
- Improves productivity
The average office visit typically requires 4 hours away from work and includes long waiting times for patients due to overbooking/under-staffing. With the convenience of an on-site or near-site health center, employees can schedule a dedicated 20-minute time-slot for their visit and often walk away with their prescriptions, returning to work within one hour.