Limited Medical

“Limited Medical Plans” are a lower cost alternative to major medical insurance and are not designed to replace major medical plans. These plans have “limited” benefits meaning there are specific maximums to the benefits. For example, a plan might pay $60 for a doctor’s visit and $1000 for a night in the hospital. In capping specific benefits, these plans are offered at a lower cost with little to no rate increase. “Limited Medical Plans” can be offered to employees, who are not eligible for a group major medical plan, on a contributory (employer cost sharing) or voluntary basis (employee cost). Crowne offers customizable plans from only A rated carriers.