3 Ways Worksite Care Works
Several states are estimating double-digit percentage hikes for insurance premiums in 2019 under the Affordable Care Act. America’s saga has included these annual increases along with rising healthcare claims under traditional insurance plans. In response, many employers are innovating change to regain control of healthcare dollars.
School districts, government agencies, sheriff’s offices, corporations, and small businesses alike have reduced costs by transitioning to self-funded health plans and launching worksite care for employees, dependents, and retirees.
For those considering this money-saving switch, here are three ways employers and plan members mutually benefit from health and wellness centers at or near the worksite:
- Added Convenience: Utilization of onsite and near-site health centers is high because plan members embrace convenient access to an array of medical services. Primary care, first aid, occupational services, pharmacy, disease management, and wellness services are within easy reach through worksite care. Plan members simply visit the health center during a lunch break, as opposed to taking time off to travel across town for check-ups.
- Increased Productivity: Keeping employees in peak working condition is a benefit to any organization as a whole. Plan members are often incentivized to access free health-risk assessments with lab work for evaluation of cholesterol, blood sugar, liver function, blood pressure, and other bio-metric panels. Screenings and onsite wellness initiatives help catch any health issues early and support efforts for optimal health.
- Decreased Costs: In addition to providing preventative care to mitigate risks and avoid high-claim costs, onsite health and wellness centers help decrease specialty-care needs and help avoid expensive ER visits. Wholesale costs on generic drugs also reduce pharmacy costs, while providing access to free prescriptions for plan members. Best of all, plan members pay zero deductibles and no copays for worksite care.
“Worksite care provides a win-win situation for employers and plan members,” said Ray Tomlinson, president Crowne Consulting Group, which is engaged in operating over 30 onsite and near-site health centers across Florida. “Services are tailored for each employee population to eliminate unnecessary spending and to optimize benefits for health and productivity.”
Crowne Consulting Group has built a solid reputation in helping employers implement an onsite-healthcare model with customized services for plan members. Healthcare centers, including operations and administration, are costing approximately 30 to 70 percent less than what employers are paying under the fee-for-service model.
Crowne Consulting Group and its affiliates serve school districts, city government, county government, sheriff’s offices, and private organizations. Call 407.654.5414 for information.