What Makes a Healthy Employer?

Crowne provides tips to build a healthy workforce.
Healthy Workforce
Build a Healthy Workforce with the Help of Crowne Consulting Group.

Employers have great opportunities to apply for an array of awards each year.  From the best places to work to fastest growing companies, there is no shortage of honors and nominations. Particularly, many organizations, respected journals, healthcare groups, and business associations across the nation give out employer health awards for having a healthy workforce.  The standards vary for award rankings, but most designate wellness and easy access to care as essential criteria for a healthy workplace.

“Preventative care and disease management are top priorities for cultivating a healthy workplace,” said Ray Tomlinson, president of Crowne Consulting Group, a benefits-planning firm specializing in the operation of over 30 onsite and near-site employee health and wellness centers throughout Florida.

Public and private organizations deemed as “healthy workplaces” have implemented onsite care for employees, retirees, and dependents.  Onsite care provides plan members with convenient access to no-cost primary and chronic care, screenings, lab work, X-rays, EKG, generic prescriptions, and wellness programs including smoking cessation.

  • Through Crowne’s onsite-care model, patient appointments can be made online or by phone for a 20-minute visit with a doctor.
  • Patients can reserve additional time with the physician if needed, and they never have to pay a copay.
  • In addition to physicians, the staff typically includes nurses, dieticians, exercise physiologists, and other medical staff.
  • Teams work together to provide a holistic approach to care while nurturing a healthy working environment.

Crowne points to the District School Board of Pasco County as a shining example for healthy workplaces. The district has worked with Crowne’s experts and medical affiliates since 2011 through CareHere Crowne LLC, which oversees onsite care operations for its more than 10,000 plan members. The district’s list of subsequent awards have included a Platinum Fit-Friendly Worksite Award from the American Heart Association, a Worksite Wellness Silver Award from the Florida Tobacco Cessation Alliance, the Top 100 list from the Healthiest100 awards, and a Healthiest Employers Award from the Tampa Bay Business Journal. Between 2011 and 2016, the District also saved over $26 million in health and medication expenditures

“Financially, the ease of use and cost-free care keeps utilization high for employers wanting a return on investment when implementing onsite care for a healthier workforce,” said Tomlinson.

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Learn more about bottom-line wellness! See Crowne Consulting Group’s featured statements in the Orlando Business Journal’s August 18, 2017 cover story: How Orlando-area firms save money on health care budgets.  The special issue also features the 2017 Healthiest Employers.

Crowne Consulting Group’s clients have included school districts, cities, counties, sheriff’s offices, and private organizations.  Call 407.654.5414 for information and employer solutions.

PRESS RELEASE

Cost-Cutting Solutions to Enhance Employee Care

Crowne Consulting Group Defines Three Healthcare Solutions Proven to Save Employers Money.

July 20, 2017 (Ocoee, Fla.) – As the future of healthcare lingers in a national debate, Crowne Consulting Group, Inc. delivers achievable ways for employers to decrease medical expenses while enhancing care for employees.

An employee benefits consulting firm specializing in the operation of onsite health and wellness centers, Crowne Consulting Group has helped employers ranging from 170 to over 8,000 employees. HR departments and administrators have trusted Crowne’s experts to save millions of dollars in healthcare budgets by implementing three key solutions.

  1. Self-Funding: Employers self-fund to achieve the greatest return from their healthcare investments. Success is achieved by strategically transitioning from fully insured to self-funded or partially self-funded through a guaranteed program with a rate-cap for at least three years. Private organizations, school districts, cities, counties, and sheriff offices have worked with Crowne’s experts and affiliates to control expenses through self-funding.
  1. Onsite Healthcare: Implementing onsite or near-site employee health and wellness centers has helped reduce the cost of healthcare claims 30% to 70% less than what employers were paying under a fee-for-service model. Employers control costs, while employees, retirees, and dependents enjoy cost-free access to primary care, clinic services, chronic care, screenings, lab work, X-rays, EKG, generic prescriptions, and wellness programs.
  1. Disease Management: Employers flatten cost-trends and reduce expenses by assessing risks early and having a healthier, more productive workforce. Free screenings and workplace wellness programs enhance care for plan members and help employers prevent high-dollar claims by mitigating risks associated with chronic diseases.

“Regardless of politics and health reform, America’s budget-minded employers can access today’s most effective cost-containment solutions – from self-funding, to onsite care, to specialty pharmacy programs,” said Ray Tomlinson, president of Crowne Consulting Group.

About Crowne Consulting Group:  Crowne Consulting Group, Inc., founded in 1986, provides administrative oversight services for worksite health and wellness centers and is a related company with The Crowne Group, an employee benefits consulting firm specializing in employer solutions and personal lines of insurance.  Crowne serves public sector employers such as school boards, city and county government, sheriff offices, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health centers, as well as risk management and human resources consulting.  Call 321-221-0665 for more information.

PRESS RELEASE

Onsite Employee Health Centers Bring Cities Success

City Government Clients of CareHere Crowne LLC Cut Costs While Improving Care.

April 12, 2017 (Ocoee, Fla.) – The benefits planning team at Crowne Consulting Group reports enhanced care and lower medical costs for city governments providing onsite and near-site health and wellness centers for employees, retirees, and dependents.

Employers had faced relentless increases in healthcare expenditures for years. In an effort to control budgets and save taxpayer dollars, many Florida cities turned to self-funding and worksite healthcare models as a way to control medical costs, while preventing and managing chronic conditions.

“On average, the operation and administration costs for onsite health centers are 30 to 70 percent less than what employers are paying under the fee-for-service model,” said Ray Tomlinson, president of Crowne Consulting Group.

Onsite health centers provide plan members with cost-free access to primary care clinic services, chronic care, screenings, lab work, X-rays, EKG, generic prescriptions, and wellness programs including exercise, nutrition, and smoking cessation. Florida cities opting for worksite care include Ocala, Ocoee, Apopka, Sanford, Kissimmee, Lake Mary, Sarasota, Leesburg, Mount Dora, Deland, and others.

The City of Oviedo, a CareHere Crowne LLC client, has experienced success with onsite care and wellness programs designed to encourage healthy lifestyles. The city won the 2016 Healthy Weight Community Champion from The Florida Department of Health. Since opening its employee health and wellness center in March 2010, the city reduced medical care costs while improving care.

The Annual Survey on Employer Health Benefits by the Kaiser Family Foundation estimated five percent of employers with at least 50 employees offered health services through an on-site health clinic. The 2016 survey interviewed over 1,000 non-federal public and private firms. Approximately 25 percent of larger firms with at least 1,000 workers offer onsite care benefits.

About Crowne Consulting Group:  Crowne Consulting Group, Inc., founded in 1986, provides administrative oversight services for worksite health and wellness centers and is a related company with The Crowne Group, an employee benefits consulting firm specializing in employer solutions and personal lines of insurance.  Crowne serves public sector employers such as school boards, city and county government, sheriff offices, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health centers, as well as risk management and human resources consulting.

Call 407-654-5414 for more information.

Press Release
Crowne Consulting Group

Healthy Bottom Line for Healthy Workplaces

Heart Health and Financial Savings for CareHere Crowne LLC’s Onsite Care Clients.

Feb. 2, 2017 (Ocoee, Fla.)Crowne Consulting Group, benefits experts helping employers save money through onsite healthcare, is spotlighting patient-focused care in celebration of American Heart Month this February.

“Onsite care is optimized when coupled with personalized initiatives including health-risk assessments, incentive programs, and worksite health coaches to help individuals maintain a healthy lifestyle through physical activity, nutrition, and disease prevention,” said Ray Tomlinson, president of Crowne Consulting Group.

The District School Board of Pasco County promotes a healthy culture with onsite care for over 10,000 plan members. The district has worked with Crowne’s experts and medical affiliates since 2011 through CareHere Crowne LLC, which oversees onsite care operations. Onsite and near-site health centers provide employees, retirees, and dependents convenient access to no-cost primary and chronic care, screenings, lab work, X-rays, EKG, generic prescriptions, and wellness programs including smoking cessation.

“After 25 years of smoking, I succeeded to permanently quit smoking without any tendency to smoke again,” said Maged Honien, 41, who is an eighth-grade science teacher working with a certified health coach at Pasco schools’ onsite health center. “I’ll keep taking care of my health by staying smoke free and by going to the gym at least twice weekly.”

In addition to success stories and district awards from the American Heart Association for promoting a healthy workplace, the district has drastically cut costs. Between 2011 and 2016, Pasco schools reported over $26 million savings in health and medication expenditures. Simultaneously, district employees saved over $4 million in co-pays for office visits and generic medication.

“In addition to lowering expenses, employers with onsite or near-site care centers are promoting heart health and demonstrating measurable outcomes in employee care,” added Tomlinson.

About Crowne Consulting Group:  Crowne Consulting Group, Inc., founded in 1986, provides administrative oversight services for worksite health and wellness centers and is a related company with The Crowne Group, an employee benefits consulting firm specializing in employer solutions and personal lines of insurance.  Crowne serves public sector employers such as school boards, city and county government, sheriff offices, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health centers, as well as risk management and human resources consulting.

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PRESS RELEASE

Employers Take Control of Medical Costs
With Self-Funded Health Plans

Nov. 16, 2016 (Ocoee, Fla.) – Healthcare cost control and risk management are critical reasons why Crowne Consulting Group and its benefits-planning partners are helping employers to self-fund their health plans.

While Crowne’s solutions have supported corporations, school districts, sheriff’s offices, and municipalities spanning Florida, the self-funding trend is spreading nationwide. Employee Benefit Research Institute (EBRI), a Washington, D.C.-based nonprofit, published a July report on trends in self-insured health plans between 1996 and 2015.  A rise from 28.5 to 39 percent was reported for private employers offering self-funded plans.

For decades, a majority of large employers and government agencies have benefited from self-funded plans, but EBRI’s report notes an increasing percentage of small and mid-sized businesses self-funding. Additionally, October’s Market Realities report by Willis Towers Watson forecasts lower rate increases for self-insured plans compared to fully insured plans in 2017.

“Whether a decision to self-fund is for lowering insurance expenses or for managing government provisions, employers are achieving greater control of costs,” said Ray Tomlinson, president of Crowne Consulting Group, which is aligned with partners offering special programs with rate-caps from one of the nation’s largest stop-loss carriers for those risks who qualify.  “Reinsurance or external insurance for catastrophic events is essential in managing long-term risk and avoiding losses through high-cost claims.”

Crowne and its partners are also helping self-funded employers mitigate risks and lower expenses through the operation of onsite and near-site health and wellness centers.  In contrast to the typically expensive fee-for-service model of filing insurance claims, a self-funded employer can launch an onsite-care model and pay significantly less for medical services for employees, retirees, and their dependents. No-cost primary and chronic care, screenings, x-rays, wellness programs, and onsite pharmacies are among the benefits to patients of worksite healthcare.

About Crowne Consulting Group:  Crowne Consulting Group, Inc., founded in 1986, provides administrative oversight services for worksite health and wellness centers and is a related company with The Crowne Group, an employee benefits consulting firm specializing in employer solutions and personal lines of insurance.  Crowne serves public sector employers such as school boards, city and county government, sheriff offices, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health centers, as well as risk management and human resources consulting.

Healthy Staff for Healthy Schools
How Onsite Care Benefits Teachers, Staff, and Students

apple-healthyschoolHealthy, hard-working teachers play an important role in the education of our children, which is why access to quality care and health education for our teachers is critical to inspiring learning in the classroom.

Based on a 2016 report by Education Week, approximately 39% of Florida K12 teachers missed more than 10 school days during the 2013-2014 schoolyear. Nationally that same year, slightly more than 1 in 4 teachers missed 10 days or more, according to data from Education Week Research Center’s review of U.S. Department of Education and the federal civil rights office.

While personal reasons for time off may vary, sick days out for colds, flus, and other preventable conditions are days setting students and teachers behind.  In an attempt to prevent teacher absences from impacting learners, some districts are taking a proactive approach to ensure their employees have convenient access to high-quality preventative care, vaccines, and primary care.  Florida schools are particularly embracing an onsite-care model by offering employee health and wellness centers at or near the worksite.

When opening Lake County School’s first employee health and wellness center in August 2011, risk manager Lauren Deridder said, “The health and wellness center provides convenient and quick service, and the employees have quality time with the doctors, less of wait, and no out-of-pocket expenses.” Now with four centers spread across the county, the district is saving $150 for every patient that is seen by the employee center instead of an outside physician.

The ease of use and cost-free care keeps utilization high for teachers, staff, dependents, and retirees.  Patients visiting onsite health and wellness centers enjoy free access to primary medical, screenings, lab work, X-rays, EKG, occupational health, wellness programs, generic prescriptions, as well as comprehensive treatment and health education for managing conditions like diabetes and high blood pressure.

“In addition to helping employers save millions of dollars, we’re thrilled to be helping keep teachers in the classroom,” said Ray Tomlinson, president of Crowne Consulting Group, which operates over 30 on- or near-site health and wellness centers throughout Florida, including several for school districts as well as private companies, cities, counties, and sheriff offices.

Unlike outdated wellness programs that are triggered by large claims or passive educational material, the onsite-care model includes an active approach based on extensive lab work, Health Risk Assessments (HRA), and health education through customized wellness programs. “These increased screenings, HRAs, and easy access to preventative care like flu shots are helping districts increase productivity, while also cutting absenteeism costs and expenses that could be reallocated for other school resources,” added Tomlinson.

Crowne Consulting Group’s school district clients have included Citrus, Levy, Pasco, Lake, St. John’s, and Indian River.  Crowne and its affiliates also serve city government, county government, sheriff’s offices, and private organizations. 

PRESS RELEASE
Return On Investment With Onsite Medical Care

Crowne Consulting Group Reports Million-Dollar Savings For Employers With Worksite Healthcare.

June 14, 2016 (Ocoee, Fla.) – Crowne Consulting Group and its partners are helping employers lower medical costs through onsite and near-site health and wellness centers for employees, retirees, and dependents.

By providing pass-through services without mark-up costs, Crowne’s Florida-based team and its medical affiliates are helping employers reduce the cost of typical insurance claims.  Employers save money, while plan members reap the benefits of free and easy access to primary care, screenings, wellness programs, and prescriptions.

“For the employee, there are no co-pays for the office visit or for most prescriptions,” said Carol MacLeod, Chief Financial Officer at Lake County Schools. “For the District, every patient visit that is seen by the wellness center instead of another physician saves the District in excess of $150. We have contained our health care cost increases to 2.66 percent per year when trend has been in excess of 9 percent.”

Crowne Consulting Group and its partners are helping other employers save millions of dollars through the implementation of customized onsite-care programs.  President Ray Tomlinson emphasizes that an advanced, patient-centric approach can boost clients’ financial successes.  Pasco County Schools, for example, is showing major returns since launching onsite care in 2011.

According to the superintendent at Pasco County Schools, Kurt S. Browning, “The District has saved/avoided over $26 million in health and medication expenditures and employees have saved over $4 million in co-pays for office visits and generic medication. We estimate that over 90 percent of our insurance eligible employees have used the medical clinics at some point since inception.”

About Crowne Consulting Group, Inc:

Crowne Consulting Group, Inc., founded in 1986, provides administrative oversight services for worksite health and wellness centers and is a related company with The Crowne Group, an employee benefits consulting firm specializing in employer solutions and personal lines of insurance.  Crowne’s experts serve public sector employers such as school boards, city and county government, sheriff offices, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health and wellness centers, as well as risk management and human resources consulting.  In response to the growing demand for comprehensive care, Crowne is continuously adding new solutions for employee healthcare.

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Employers are Self-Funding to Find Savings in Healthcare

Crowne Consulting Group launches affiliate corporation, Medical Risk Solutions,
to help employers transition to self-funded and to launch worksite health centers.

Sept. 23, 2015 (Ocoee, Fla.) – Various provisions of the Affordable Care Act have swayed employers to opt for self-funding in order to achieve the greatest return from their healthcare investments.

In response to the growing demand for risk management coupled with self-funded plans, the benefits experts at Crowne Consulting Group have launched an affiliate onsite healthcare company, Medical Risk Solutions (www.medicalrisksolutions.com).

Medical Risk Solutions specializes in helping employers to strategically transition from fully insured to self-funded or partially self-funded through its Guaranteed Program with a rate-cap for at least three years.

“Our clients leverage the power of partnerships with one of the nation’s largest stop-loss carriers, providing reinsurance with a guaranteed rate cap,” said Ray Tomlinson, president of both Crowne Consulting Group and Medical Risk Solutions.  “Also, in conjunction with trusted medical partnerships, we remain positioned to help employers implement employee health and wellness centers for reducing the cost of healthcare claims under the more expensive fee-for-service model.”

As a positive, self-insured plans are exempt from medical-loss-ratio requirements and aren’t subject to risk-adjustment.  Onsite healthcare for employees attracts self-funded groups because visits are paid directly by the employer.  No claim is filed.  Group health insurance typically is conducted in a fee-for-services model.  The more physician services, the higher the bill.  With an onsite center, however, the employer controls spending by paying a flat fee and costs without mark-up.

Florida-based Crowne Consulting Group has helped self-funded employers in Florida ranging from 200 to over 8,000 employees to launch onsite healthcare.  Employers have saved millions of dollars in healthcare costs, decreased prescription drug costs, and lowered operational expenditures.

About Crowne Consulting Group, Inc: Crowne Consulting Group, Inc., founded in 1986, consults and provides administrative oversight services for onsite health and wellness centers to employers and is a related company with The Crowne Group, an employee benefits consulting firm specializing in employer solutions and personal lines of insurance.  Crowne’s experts have experience in serving public sector employers such as school boards, city and county government, sheriff offices, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health and wellness centers, as well as risk management and human resources consulting.

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Schools Clearing Health Care Hurdles

District Administration Magazine
December 2014

Feature Story, Posted 11/14/2014
By Alison DeNisco

Crowne Consulting Group and our client, Pasco County Schools, are featured in the December 2014 Issue of District Administration Magazine.  Here’s an excerpt:

Pasco County Schools in Florida, a district of 10,000 employees, has been self-insured with Blue Cross Blue Shield since 2009. The district was fully insured for many years, but insurance carriers were increasing rates between 9 and 12 percent, says Kevin Shibley, executive director for administration at the District School Board of Pasco County.

Administrators determined that they could save those extra costs if they took on the risk of self-insuring, he says. “We have a long history of being stable, so we made the decision to go self-insured,” Shibley adds.

Since then, the district has not had an annual increase to its insurance plan exceeding 5 percent, Shibley says. It also worked with Crowne Consulting Group to open on-site employee health care centers, and saved $14 million over three years as a result.

Visit District Administration to read the full article:
http://www.districtadministration.com/article/schools-clearing-health-care-hurdles

PRESS RELEASE

Disease Management Successes Through Onsite Care
Helps Florida Employers Lower Healthcare Costs

Crowne Consulting Group and CareHere help employers reduce healthcare costs
through onsite health and wellness centers for employees.

Nov. 6, 2014 (Ocoee, Fla.) – Employers are faced with escalating healthcare costs, including the rising rates of costly chronic diseases affecting their workforce.  The American Diabetes Association, which is now honoring Diabetes Awareness Month, estimates the total national cost of diagnosed diabetes in the United States is $245 billion.

“Rising costs ring the alarm for bringing worksite care to employees; it’s crucial to make visiting the doctor more convenient for employees,” said Ray Tomlinson, president of Crowne Consulting Group, an employee benefits consulting firm.  “Our client’s employees say that easier access and personalized attention has helped them gain control over diabetes and other conditions.”

Crowne Consulting Group, Inc. (owd.dev/PCHP/CrowneGroup/wp) operates over 30 Florida-based employee health centers in collaboration with Tennessee-based CareHere, LLC, which operates over 100 nationwide.  At no cost to the employee, onsite health centers provide an array of medical clinic services including primary care, screenings, lab work, x-rays, occupational health, wellness programs, disease management, and free generic prescriptions.

According to a 2014 study by the RAND Corporation, a disease management component reduced healthcare costs by an estimated $136 per member per month, driven by a 29 percent reduction in hospital admissions.  The study concluded that workplace wellness programs may reduce health risks and costs for employees with manifest chronic disease.

“Employees utilize free screenings and wellness programs offered at onsite health centers, thus, preventing high-dollar claims by mitigating risks associated with chronic diseases,” said Tomlinson.

In addition to medical successes, Crowne’s clients have achieved 30 to 70 percent decreases in their healthcare claims, including clients seeing a 34 percent reduction in diabetes claims costs.

About Crowne Consulting Group, Inc: Crowne Consulting Group, Inc., founded in 1986, consults and provides administrative oversight services for onsite health and wellness centers to employers and is a related company with The Crowne Group, an employee benefits consulting firm, specializing in employer solutions and personal lines of insurance.  Crowne’s experts have experience in serving public sector employers such as school boards, city and county government, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health and wellness centers, as well as risk management and human resources consulting.

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Crowne Press Release-PDF-11-6-2014