Healthy Town, USA

Oviedo-Winter Springs Life, March/April 2017

By Jill Cousins

LifeMagazineThe City of Oviedo, a client of CareHere Crowne LLC, has been featured in Oviedo-Winter Springs Life magazine, a premier lifestyle publication dedicated to publishing positive and uplifting stories about the local community.

Since opening its health center in March of 2010, the city reduced health cost trends and improved care for plan members.  Enjoy this feature article about the city’s wellness programs designed to encourage healthy lifestyles.  Read the article (PDF)


In case you missed it, visit Crowne’s “In the News” page for a full list of recent news articles, including a healthcare reform Q&A in the Orlando Business Journal.

PRESS RELEASE

Employers Take Control of Medical Costs
With Self-Funded Health Plans

Nov. 16, 2016 (Ocoee, Fla.) – Healthcare cost control and risk management are critical reasons why Crowne Consulting Group and its benefits-planning partners are helping employers to self-fund their health plans.

While Crowne’s solutions have supported corporations, school districts, sheriff’s offices, and municipalities spanning Florida, the self-funding trend is spreading nationwide. Employee Benefit Research Institute (EBRI), a Washington, D.C.-based nonprofit, published a July report on trends in self-insured health plans between 1996 and 2015.  A rise from 28.5 to 39 percent was reported for private employers offering self-funded plans.

For decades, a majority of large employers and government agencies have benefited from self-funded plans, but EBRI’s report notes an increasing percentage of small and mid-sized businesses self-funding. Additionally, October’s Market Realities report by Willis Towers Watson forecasts lower rate increases for self-insured plans compared to fully insured plans in 2017.

“Whether a decision to self-fund is for lowering insurance expenses or for managing government provisions, employers are achieving greater control of costs,” said Ray Tomlinson, president of Crowne Consulting Group, which is aligned with partners offering special programs with rate-caps from one of the nation’s largest stop-loss carriers for those risks who qualify.  “Reinsurance or external insurance for catastrophic events is essential in managing long-term risk and avoiding losses through high-cost claims.”

Crowne and its partners are also helping self-funded employers mitigate risks and lower expenses through the operation of onsite and near-site health and wellness centers.  In contrast to the typically expensive fee-for-service model of filing insurance claims, a self-funded employer can launch an onsite-care model and pay significantly less for medical services for employees, retirees, and their dependents. No-cost primary and chronic care, screenings, x-rays, wellness programs, and onsite pharmacies are among the benefits to patients of worksite healthcare.

About Crowne Consulting Group:  Crowne Consulting Group, Inc., founded in 1986, provides administrative oversight services for worksite health and wellness centers and is a related company with The Crowne Group, an employee benefits consulting firm specializing in employer solutions and personal lines of insurance.  Crowne serves public sector employers such as school boards, city and county government, sheriff offices, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health centers, as well as risk management and human resources consulting.

ANNOUNCEMENT

Florida Tobacco Cessation Alliance Awards Pasco Schools with Worksite Wellness Silver Award

Pasco-FTCA-Award1Crowne Consulting Group, an employee benefits consulting firm specializing in onsite health and wellness centers, is proud to announce that our client, The District School Board of Pasco County, has been awarded the Worksite Wellness Silver Award from the Florida Tobacco Cessation Alliance (FTCA) for comprehensive cessation benefits for employees.

Crowne Consulting Group collaborates with CareHere LLC in operating five Employee Health & Wellness Centers for Pasco schools’ employees, dependents, and retirees.  Below are excerpts from a recent Press Release issued on October 6, 2015, by FTCA:

[The Florida Tobacco Cessation Alliance (FTCA) will present a Silver Level Award to Pasco County Schools for their commitment and dedication to their employees’ health and wellness. The school system has an aggressive plan in place to help their employees quit using tobacco products.

“Employee wellness is one of the district’s measured goals, and our comprehensive tobacco cessation program and no-cost, FDA-approved tobacco cessation medications are factors that will help us achieve that goal,” said Kurt Browning, superintendent of, Pasco County Schools.

The Florida Department of Health in Pasco County and The American Lung Association in Florida, both Alliance members, have been working with the school system to get their paperwork in order to be eligible for the award. “We are extremely proud of Pasco County Schools for recognizing the role tobacco use plays in not only overall health but productivity and absenteeism, and the steps they have taken to ensure employees have access to proven-successful services and pharmacotherapy to assist with their cessation efforts” says Kurt Goerke with the Florida Tobacco Cessation Alliance. ]

Visit www.FTCAlliance.com for more information about FTCA.  Contact Crowne Consulting Group for employee benefits, wellness, and onsite healthcare solutions for your employees.  Crowne’s team looks forward to telling you about the unique solutions that have helped Pasco Schools achieve wellness successes.

Employers are Self-Funding to Find Savings in Healthcare

Crowne Consulting Group launches affiliate corporation, Medical Risk Solutions,
to help employers transition to self-funded and to launch worksite health centers.

Sept. 23, 2015 (Ocoee, Fla.) – Various provisions of the Affordable Care Act have swayed employers to opt for self-funding in order to achieve the greatest return from their healthcare investments.

In response to the growing demand for risk management coupled with self-funded plans, the benefits experts at Crowne Consulting Group have launched an affiliate onsite healthcare company, Medical Risk Solutions (www.medicalrisksolutions.com).

Medical Risk Solutions specializes in helping employers to strategically transition from fully insured to self-funded or partially self-funded through its Guaranteed Program with a rate-cap for at least three years.

“Our clients leverage the power of partnerships with one of the nation’s largest stop-loss carriers, providing reinsurance with a guaranteed rate cap,” said Ray Tomlinson, president of both Crowne Consulting Group and Medical Risk Solutions.  “Also, in conjunction with trusted medical partnerships, we remain positioned to help employers implement employee health and wellness centers for reducing the cost of healthcare claims under the more expensive fee-for-service model.”

As a positive, self-insured plans are exempt from medical-loss-ratio requirements and aren’t subject to risk-adjustment.  Onsite healthcare for employees attracts self-funded groups because visits are paid directly by the employer.  No claim is filed.  Group health insurance typically is conducted in a fee-for-services model.  The more physician services, the higher the bill.  With an onsite center, however, the employer controls spending by paying a flat fee and costs without mark-up.

Florida-based Crowne Consulting Group has helped self-funded employers in Florida ranging from 200 to over 8,000 employees to launch onsite healthcare.  Employers have saved millions of dollars in healthcare costs, decreased prescription drug costs, and lowered operational expenditures.

About Crowne Consulting Group, Inc: Crowne Consulting Group, Inc., founded in 1986, consults and provides administrative oversight services for onsite health and wellness centers to employers and is a related company with The Crowne Group, an employee benefits consulting firm specializing in employer solutions and personal lines of insurance.  Crowne’s experts have experience in serving public sector employers such as school boards, city and county government, sheriff offices, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health and wellness centers, as well as risk management and human resources consulting.

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Accessibility Churns Success

Employers are making healthcare more effective by offering medical services at or nearby the worksite. By handling all administration and operations, onsite care experts can help shift attention from disease management to disease prevention.  Over 30 employee health and wellness centers in Florida are drastically reducing health costs through the help of Crowne Consulting Group, Inc. and medical partnerships.

Onsite care extends benefits of free office visits, screenings, and increased physician face-time for employees.  Employers can stick with their current healthcare plan and benefits provider.  The only difference is that the employees now have the option to handle medical appointments and wellness visits at the worksite rather than at more costly outside providers.

“Costs for operating an onsite health center can be 60 percent less than paying for a fee-for-service model,” said Ray Tomlinson, president of Crowne Consulting Group. “And it’s not just employers seeing the savings – the employees are also reaping the benefits through the increased accessibility to care.”

Utilization proves to be high because employee health centers offer on-demand medical service for employees, their dependents, and the retiree population for no out-of-pocket costs.

  • With a free and reliable health center nearby, employees are more likely to keep chronic issues, such as hypertension and diabetes, in check.
  • Workers are equipped to take better care of themselves, while also taking less time off and requiring fewer serious medical procedures.
  • Quality healthcare in a convenient location reduces costs to employees, and, by extension, taxpayers.

Employers can experience additional savings and services when the workers’ compensation program is integrated with an onsite-health-center model.  One Florida school district slashed their Worker’s Compensation costs by 50 percent in one year.  Crowne and their medical partners have also teamed with top-rated firms to bring insurance products and management services for fully-insured and self-insured school districts.

When considering onsite care, it’s important to ask the right questions to ensure your operators are able to meet and exceed your needs for lowering health costs while making quality care more accessible to your employees.  With expertise in serving public sector employers such as school boards, city and county government, as well as private organizations – Crowne specializes in making healthcare more accessible and more affordable.

Contact Crowne’s Expert Now.

Districts Save Millions with Onsite Care
Employee Health Centers Pop Up to Push Down Costs

By Ray Tomlinson, President of Crowne Consulting Group
Sept. 2014

The Affordable Care Act has prompted an increase in healthcare-system changes for employers.  In the effort to produce better patient outcomes, the importance has shifted to quality of care and increased access to care.  An increasing number of school districts, specifically, are implementing the onsite-healthcare model to create a culture of health for employees.

Crowne Consulting Group, an employee benefits consulting firm operating worksite health and wellness centers across Florida, has seen its client list triple in the past five years.  Mitigating risks early and keeping employees healthy have prompted positive financial results for employers, including reductions in plan costs, decreases in prescription costs, and drastic reductions in sick time.

“Employees visiting onsite health and wellness centers enjoy increased access to low-cost preventative care, which is helping employers to lower average healthcare costs,” said Ray Tomlinson, president of Crowne Consulting Group, which collaborates with CareHere, LLC to operate nearly 30 worksite health and wellness centers throughout Florida, including centers for several school districts.

Crowne’s client Pasco County Schools, which offers four health and wellness centers for its employees, recently reported about $14 Million in savings over the past three years. Pasco School Board member Cynthia Armstrong called onsite care “a win-win” for administrators and staff.  Due to a high-demand for services, the district is looking to expand the program.

School district employees across the state are embracing the idea of onsite care.  Utilization proves to be high for the following reasons:

  • Health and wellness centers offer onsite or near-site access to primary care, occupational services, pharmacy, disease management, and wellness services.
  • Services are provided at no charge to plan members and dependents, including  zero deductibles and no copays.
  • Members have access to free health-risk assessments with lab work for evaluation of cholesterol, blood sugar, liver function, blood pressure, and other bio-metric panels.
  • Onsite health and wellness centers provide easy access to low-cost primary and preventive care while decreasing specialty care needs and ER visits.

Crowne Consulting Group’s costs for the health centers, including operations and administration, are approximately 30 to 70 percent less than what employers are paying under the fee-for-service model.

Contact Crowne Consulting Group’s team at 407.654.5414 to learn about their years of expertise in serving school districts, governments, and private clients.

Earning an A+ in Healthcare
How schools are making the grade in employee benefits

By Ray Tomlinson, President of Crowne Consulting Group

Healthcare expenses are ballooning nationwide, but forward-thinking school districts have taken matters into their own hands to push down costs.  Districts across Florida are finding value in providing primary-care services for employees at or near the worksite.  Employees visiting onsite health and wellness centers enjoy increased access to low-cost preventative care, which is helping employers to lower average healthcare costs.

Florida-based Crowne Consulting Group has become the state’s one-stop-shop for implementing and maintaining onsite care programs.  Crowne collaborates with the medical experts at Tennessee-based CareHere, LLC to operate nearly 30 on- or near-site health and wellness centers throughout Florida, including centers for several school districts.

In addition to physicians, the staff typically includes nurses, dieticians, exercise physiologists, and other medical staff.  Patients access a wide range of services, including x-rays and physicals, as well as comprehensive treatment for conditions like high cholesterol, high blood pressure, and diabetes.

Patients make their own appointments online or by phone for a 20-minute visit with a doctor. They can reserve additional time with the physician if needed, and they never have to pay a copay.  What’s more, patients can walk out of their appointment with a free generic prescription in hand.  This ease of use and cost-free care keeps utilization high.  Diverting a large portion of doctor visits to the controlled-cost centers keeps outside health claims cost significantly lower.

“Our costs for the health centers, including operations and administration, are approximately 30 to 70 percent less than what employers are paying under the fee-for-service model,” according to Ray Tomlinson, president of Crowne Consulting Group.

Crowne’s client Pasco County Schools offers four Employee Health & Wellness Centers for over 8,000 employees, retirees, and dependents.  Within the first year of opening its first center, the district reduced health costs 5 percent, saving over $2 Million.  The district was also able to flatten prescription drug expenses and reduce workers’ compensation costs by 50 percent.

In addition to Pasco County Schools, Crowne has helped Citrus County Schools, Lake County Schools, and St. Johns County Schools to save millions of dollars in healthcare costs, while enhancing care for employees.  Newcomers Levy County Schools, which opened earlier this year, and Indian River Schools, slated to open in September, are poised for similar results.

Remember that when considering the launch of any cost-saving healthcare solution, experience is most important.  Visit owd.dev/PCHP/CrowneGroup/wp and contact Crowne Consulting Group’s team at 407.654.5414 to learn about their years of expertise in serving school districts.

Growing Demand for Employee Health & Wellness Centers to Help Florida Employers Control Healthcare Costs

View  PDF

Crowne Consulting Group and CareHere open more worksite health centers for employees of government agencies, school districts, and private organizations.

May 6, 2014 (Ocoee, Fla.)Crowne Consulting Group, Inc., an employee benefits consulting firm collaborating with CareHere, LLC to operate over 25 worksite health and wellness centers throughout Florida, have announced an increasing number of employee health and wellness centers.

The latest centers will service Lake County Sheriff’s Office as well as employees of LifeStream, which is a behavioral health and social services organization servicing children and adults in Lake and Sumter Counties.  There are approximately 1600 plan members covered under the Sheriff’s Office and LifeStream’s health plans, including employees and dependents.

At no charge to plan members (including dependents), the health and wellness center will offer primary care, occupational services, pharmacy, disease management, and wellness services such as nutritional coaching.  Plan members will also benefit from zero deductibles, no copays, and free health risk assessments with lab work for evaluation of cholesterol, blood sugar, liver function, blood pressure and other bio-metric panels.

“An increasing number of private employers and governments are launching employee health centers to lower health costs by improving care, enhancing disease management, and providing easier access to care,” said Ray Tomlinson, president of Crowne Consulting Group.

In addition to corporations and governments, school districts are becoming self-insured and offering worksite care to save money for both employees and their districts.  Levy County Schools opened an employee health center in February, and Indian River County Schools’ center is slated to be opening this summer.  For information about the growing number of employee health centers opening in Florida, visit: http://crowneinc.com/news/.

About Crowne Consulting Group, Inc:

Crowne Consulting Group, Inc., founded in 1986, consults and provides administrative oversight services for onsite health and wellness centers to employers and is a related company with The Crowne Group, an employee benefits consulting firm, specializing in employer solutions and personal lines of insurance.  Crowne’s experts have experience in serving public sector employers such as school boards, city and county government, as well as private organizations.  Solutions for consumer-driven plans include health reimbursement arrangements, self-funded plans, onsite health and wellness centers, as well as risk management and human resources consulting.

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School Board Signs CareHere to Provide Health Clinic

Newspaper Article Clipping
VeroNews, Feb 25, 2014
by Debbie Carson

INDIAN RIVER COUNTY — The Indian River County School Board Tuesday night approved a three-year contract with CareHere to provide an employee health clinic School District employees and their families can use.

…CareHere is expected to provide services to employees who voluntarily sign up for the health clinic option beginning sometime around July 1… Visit VeroNews to view this full story.  See our “In the News” page for more stories about center openings and successes.

1/27/2014 news report by GTN News discusses the reason why Levy County Schools is opening an Employee Healthcare Center with the help of CareHere and Crowne Consulting Group. The Levy County School Board is looking to keep employee health care costs from climbing too much through the act of increasing employee wellness and enhancing affordable access to quality care.